{"id":19,"date":"2023-05-10T15:47:15","date_gmt":"2023-05-10T15:47:15","guid":{"rendered":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/?page_id=19"},"modified":"2023-09-08T21:42:34","modified_gmt":"2023-09-08T21:42:34","slug":"everyday-expenses","status":"publish","type":"page","link":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/money\/everyday-expenses\/","title":{"rendered":"Everyday Expenses"},"content":{"rendered":"\n<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" style=\"float:left;width:50%;padding-right:20px;padding-bottom:20px\" src=\"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-content\/uploads\/sites\/486\/2023\/09\/BackToCampus_210712_AM-47-1-1024x683.jpg\" alt=\"\" class=\"wp-image-334\" srcset=\"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-content\/uploads\/sites\/486\/2023\/09\/BackToCampus_210712_AM-47-1-1024x683.jpg 1024w, https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-content\/uploads\/sites\/486\/2023\/09\/BackToCampus_210712_AM-47-1-300x200.jpg 300w, https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-content\/uploads\/sites\/486\/2023\/09\/BackToCampus_210712_AM-47-1-768x512.jpg 768w, https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-content\/uploads\/sites\/486\/2023\/09\/BackToCampus_210712_AM-47-1-1536x1025.jpg 1536w, https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-content\/uploads\/sites\/486\/2023\/09\/BackToCampus_210712_AM-47-1-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Almost everyone eventually has money issues at college, and they can impact your academic success. Money problems are stressful and can keep you from concentrating on your studies. Spending too much may lead you to work more hours than you might otherwise, giving you less time to study. Or you might take fewer classes and thus spend more years in college than needed. Worse yet, money problems cause many students to drop out of college entirely.<\/p>\n\n\n\n<p>But it doesn\u2019t have to be this hard. Like other skills, financial skills can be learned, and they have lifelong value. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h3 class=\"wp-block-heading\">Creating a Budget<\/h3>\n\n\n\n<p>The starting step of financial steadiness is a sound, realistic budget. Understanding where your money is going every month relieves stress and allows you to better plan for your future. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/money\/everyday-expenses\/creating-a-budget\/\">Budget guide<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Managing Debt<\/h3>\n\n\n\n<p>Very few people get through life or college without some kind of debt. But let&#8217;s explore the different types of debt out there and see what makes sense for you.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/money\/everyday-expenses\/debt\/\">debt guide<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Understanding Credit<\/h3>\n\n\n\n<p>Credit is defined as the ability to borrow money to pay back later and refers to your previous financial behavior. Building and managing good credit gives your flexibility in achieving your financial goals.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/money\/everyday-expenses\/credit\/\">credit guide<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Evaluating Taxes<\/h3>\n\n\n\n<p>Every April 15th, taxes are due in the United States. Do you need to file taxes? This guide will help you determine not only that but also determine if there are benefits (credits) you may be able to claim thanks to your college expenses.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/money\/everyday-expenses\/taxes\/\">Tax guide<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Almost everyone eventually has money issues at college, and they can impact your academic success. Money problems are stressful and can keep you from concentrating on your studies. Spending too much may lead you to work more hours than you might otherwise, giving you less time to study. Or you might take fewer classes and &hellip; <a href=\"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/money\/everyday-expenses\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Everyday Expenses<\/span><\/a><\/p>\n","protected":false},"author":905,"featured_media":0,"parent":16,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-19","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/pages\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/users\/905"}],"replies":[{"embeddable":true,"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":0,"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/pages\/19\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/pages\/16"}],"wp:attachment":[{"href":"https:\/\/sites.msudenver.edu\/roadrunnersuccess\/wp-json\/wp\/v2\/media?parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}